◆ cyber.cashlessconsumer.in
Agentic work Human-supervised AI on Zo Computer ▸ what this means

Everything on this site is agentic cyber work: AI agents running on Zo Computer plan the probes, execute read-only scans, analyse the results and draft the findings — predominantly on GLM 5.3 Flash — the cheapest flash-tier model available, run with Zero Data Retention. A human steers and monitors every stage. No scan runs, no finding is disclosed and no text is published without human review and sign-off.

The machine does the legwork at speed and scale; the intent, the ethics and the accountability are human.

🔐 Independent security research · India

The cyber work behind CashlessConsumer

Open investigations into India's financial infrastructure: the leaks, exposures and registry blind-spots that institutions — and the people who depend on them — deserve to see. Every scan read-only, every finding disclosed responsibly, no consumer PII ever republished.

📡namespace recon

.bank.in security audit

The Indian financial namespace, mapped: 4,199 subdomains probed daily for resolution, HTTPS and exposure — plus the IDRBT registry investigation.

4,199 probed daily →
🛡️breach verification

Ransomware breach verification

Leak-site claims, independently checked at metadata level. Bank of Baroda (Triple X, 1.07 TB, verified) and Dodo Payments (DireWolf, 60.8 GB claimed, dump pending) — attacker claims vs company statements.

2 investigations metadata-level →
📄responsible disclosure

CERT-In · .env exposures

Production .env files served in plain sight on licensed banks' domains — reported to CERT-In and RBI, tracked to remediation.

1,393 hosts scanned 2 .env leaks →
🏛️architecture analysis

SharePoint, structurally quiet

On-prem SharePoint's exfiltration gap is a design property, not a CVE: no MFA by default, read = download, estate-wide grants, silence in the logs. Pattern-level — no incident referenced.

pattern-level hardening checklist →
🔑trust infrastructure

eMudhra CA compromise

Eight intermediate certificates from an Indian CA that browsers trust carried private keys a schoolchild could guess. One key was the number 4. The full consumer guide, public statement and open letter to RBI and MeitY.

8 keys, 3–8 bits RBI · MeitY letter New: public-audit campaign · send a mail →
🧩payments infrastructure

The invisible UPI library

17 UPI app versions from 2016–2026 dissected to trace NPCI's mandatory Common Library — the PIN pad inside GPay, PhonePe and BHIM. Every signer certificate in the corpus was already expired when shipped. Full evidence kit on GitHub for independent verification.

17 APKs, 10 years 3/3 certs expired at ship verification kit on GitHub →
🛣️DPI systems investigation

The FASTag bypass

~100 highway plazas ran shadow software that printed NHAI-identical receipts while pocketing cash from non-FASTag vehicles — while the national system saw almost none of it. A one-man software shop gave contractors an unofficial lane around NHAI's toll system: the definitive DPI-fraud case study.

1,129 plazas parsed PMLA case 2026 →